As an international financial centre, Hong Kong’s business and financial activities are closely linked to those of other financial centres and contribute to its economic development. Banking and financial services are diversified. The scope of work is mainly divided into counter services and wealth management services. As a result, there is a strong demand for frontline staff. At present, there are more than 150,000 people working in the banking and financial sectors in Hong Kong, of which about 65% are engaged in banking. The local institutions of higher education also offer a wide range of training programmes and programmes to enhance the skills and knowledge of students in the relevant businesses.
Actuarial Analysts
Duties
- Be responsible for the Design and operation of various insurance plans and pension schemes
- Conduct risk assessment and investment guidelines for the organisation and have a check and follow up regularly
- Evaluate information carefully and be able to make final decision

Working hours
About 45 hours a week

Working environment
Work in office

Personality
- Attention to details
- Patient
- Be logical

Promotion and Reference Salary
Actuarial Analyst
Approximately $20,000 or above
Actuarial Supervisor
Approximately $30,000 or above
Chief Actuary
Approximately $70,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability
Entry requirements
- A recognised bachelor’s degree in Actuarial Science, Statistics, Mathematics, or other analytical field
- Professional actuarial qualification such as Fellow of the Society of Actuaries of the United States of America (FSA), Fellow of Canadian Institute of Actuaries (FCIA), Fellow of the Institute of Actuaries of England (FIA) or equivalent is preferable
Example of related training and courses
Bachelor Degree
Analyst
Duties
Analysts can be divided into “buyer” analysts who are responsible for providing in-depth investment strategies and advice to key clients, and “seller” analysts who are responsible for publishing comprehensive market research reports. The following are their main tasks:
- Keep an eye on global market changes and conduct market research
- Collect and collate data, analyze and forecast the market and write reports
- Comment on the market trend and countermeasures
- Forecast the target price of an enterprise in the future

Working hours
About 50-60 hours a week

Working environment
Generally work in an investment bank or securities firm

Personality
- Good time management
- Attention to details
- Be logical

Promotion and Reference Salary
Analysts Assistant
Approximately $10,000 or above
Analysts
Approximately $16,000 or above
Senior Analysts
Approximately $30,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- A holder of a Bachelor’s Degree or aboveA good command of Cantonese, English and Mandarin
- A holder of Securities and Futures Commission licence No. 4 for “Advising on Securities”
- The (CFA) qualification of a chartered financial analyst is an advantage
Example of related training and courses
Higher Diploma/ Associate Degree
- Hong Kong College of Technology - Higher Diploma in Banking and Financial Analysis
- Hong Kong Metropolitan University, Li Ka Shing School of Professional and Continuing Education (LiPACE) - Higher Diploma in Business Administration and Management
Bachelor Degree
- The Chinese University of Hong Kong - Bachelor of Business Administration in Insurance, Financial and Actuarial Analysis
- Chu Hai College of Higher Education - Bachelor of Business Administration (Hons) in Financial Information
Related licence
Bank Teller
Duties
The main services provided by banks are deposits, loans, foreign exchange and insurance. Bank tellers are responsible for the day-to-day operations of the frontline. The main tasks are as follows:
- Handle daily counter transactions and customer inquiries, including services for account access, transfer and payment
- Count and verify banknotes and cheques
- Report any suspicious over-the-counter transactions to the company in accordance with banking regulatory requirements and regulations
- Provide administrative support to all departments of the company
- Provide customers with relevant banking products and services

Working hours
About 45-49 hours a week

Working environment
Work in a branch of a bank

Personality
- Attention to details
- Responsible

Promotion and Reference Salary
Bank Teller
Approximately $14,000 or above
Customer Service Officer
Approximately $17,000 or above
Branch Manager
Approximately $23,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- Level 2 or equivalent or above in five subjects (including Chinese and English Languages and Mathematics) in the Hong Kong Diploma of Secondary Education Examination (HKDSEE), or above
- Fluent in Cantonese, English and Mandarin
Example of related training and courses
Higher Diploma/ Associate Degree
- Community College of City University - Associate of Business Administration in Financial Services
- Hong Kong Institute of Vocational Education - Higher Diploma in Banking and Financial Analysis
- Hong Kong Metropolitan University, Li Ka Shing School of Professional and Continuing Education (LiPACE) - Higher Diploma in Business Administration and Management
Digital Consultant
Duties
- Handle data collection and analysis
- Prepare supporting materials for client proposals and presentations
- Ensure the proper use of data and its confidentiality

Working hours
About 45 hours a week

Working environment
Work in office

Personality
- Attention to details
- Responsible

Promotion and Reference Salary
Consultant
Approximately $15,000 or above
Consultant Manager
Approximately $50,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- Basic computer skills
- Have a certificate or a higher diploma in Accounting
Example of related training and courses
Higher Diploma / Associate Degree
- Hong Kong Institute of Vocational Education, Vocational Training Council - Higher Diploma in Accountancy with Business Analytics
- Hong Kong College of Technology – Higher Diploma in Professional Accounting
- School of Continuing and Professional Studies The Chinese University of Hong Kong - Advanced Diploma Programme in Accounting
Remarks
A variety of organisations or associations may provide relevant training classes or courses. If you are intending to pursue these courses, you are reminded to be cautious and collect in-depth information, in particular the tuition fees and qualification recognition upon completion of these courses.
Economists
Duties
- Review data, observe patterns, and draw logical conclusions
- Be able to use Statistics, Calculus, and other advanced topics in Mathematics in their economic analysis and solve complex problems
- Predict the economic situation in the future

Working hours
About 45 hours a week

Working environment
Work in office

Personality
- Attention to details
- Patient
- Be logical

Promotion and Reference Salary
Assistant Economist
Approximately $15,000 or above
Economist
Approximately $50,000 or above
Economic Consultant
Approximately $60,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- A recognised master’s degree or PhD in Economics
- Solid experience in gathering and analysing data, researching economic issues and trends, and writing reports is required
Example of related training and courses
Higher Diploma / Associate Degree
- Hong Kong Metropolitan University, Li Ka Shing School of Professional and Continuing Education (LiPACE) - Higher Diploma in Business Administration and Management
- Hong Kong Institute of Vocational Education, Vocational Training Council – Higher Diploma in Banking and Financial Analysis
Certificate
Environmental, Social, Governance (ESG) Analyst
Duties
- Prepare report of environmental, social and governance (ESG) update
- Analysis the sustainability performance of clients
- Regularly update company database of ESG area
- Communicate with clients and follow up enquiries

Working hours
About 45 hours a week

Working environment
Work in an office

Personality
- Good time management
- Attention to details
- Logical and analytical

Promotion and Reference Salary
ESG Analyst
Approximately $20,000 or above
Senior ESG Analyst
Approximately $40,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- Hold a Certificate / Higher Diploma / Associate degree /Bachelor Degree or above, preferably Business Administration, Economics, Finance, Environmental Science
- Knowledge in banking business, processes and products
- Proficiency in managing large amount of data
Example of related training and courses
Certificate
Bachelor Degree
Remarks
A variety of organizations or associations may provide relevant training classes or courses. If you are intending to pursue these courses, you are reminded to be cautious and collect in-depth information, in particular the tuition fees and qualification recognition upon completion of these courses.
Financial Advisor
Duties
Financial advisors develop a range of personal financial solutions for clients, providing savings, investment, MPF and insurance services. The main tasks are as follows:
- Assist clients with asset allocation and make short-, medium- or long-term savings or investment plans
- Provide clients with professional financial analysis and solutions, including medical, critical illness and accident insurance
- Conduct telemarketing and customer interviews as needed
- Participate in and plan different types of promotional activities

Working hours
Flexible working hours

Working environment
Generally work in a bank, private bank or insurance company

Personality
- Good communication skills
- Responsible
- Be logical

Promotion and Reference Salary
Financial Advisors
Approximately $17,000 or above
Senior Financial Advisors
Approximately $30,000 or above
Chief Financial Advisors
Approximately $50,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- Level 2 or equivalent or above in five subjects (including Chinese and English Languages) in the Hong Kong Diploma of Secondary Education Examination (HKDSEE) , or above
- A good command of Cantonese, English and Mandarin
- Different types of financial advisors are required to pass the examinations and obtain the relevant licences, including the MPF intermediaries examination, the Insurance intermediaries qualification examination and the Securities and Futures Practitioners qualification examination
Note: Generally insurance companies provide on-the-job training to help them obtain professional qualifications.
Example of related training and courses
Higher Diploma / Associate Degree
Advanced Diploma
Related Licence
Insurance Agents
Duties
- Find out the appropriate insurance plan for clients based on their needs
- Need to actively look for new clients
- Assist insurance companies in the investigation and management of losses

Working hours
About 45 hours a week

Working environment
Work in office

Personality
- Good communication skills
- Attention to details
- Responsible

Promotion and Reference Salary
Insurance Agents
Approximately $20,000 or above
Agency Supervisor
Approximately $30,000 or above
Agency Manager
Approximately $60,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- Secondary school education or above
- Must pass the Insurance Intermediaries Qualifying Examination (IIQE) for Insurance Intermediaries
- Required to be appointed by an insurer and registered with the Insurance Agents Registration Board (“IARB”) set up by The Hong Kong Federation of Insurers (“HKFI”)
- Usually some telesales/ customer services experience is preferable
Example of related training and courses
Higher Diploma / Associate Degree
Related License
Investment Consultant
Duties
- Understand customer needs and provide professional investment advice and analysis for customers
- Arrange suitable investment plan for customers, including wealth management, risk management, retirement plan, savings plan
- Lead the sales team and manage financial businesses

Working hours
About 40 hours per week

Working environment
Offices

Personality
- Good communication skills
- Attention to details
- Responsible
- Sociable

Promotion and Reference Salary
Junior Investment Consultant
Approximately $13,000 or above
Investment Consultant
Approximately $18,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- A holder of a Bachelor Degree or above
- Generally good spoken Chinese and English, Putonghua is an advantage
- Good communication skills
Example of related training and courses
Certificate / Diploma
Securities Practitioner
Duties
Since the launch of the Stock Connect, to promote the development of the stock and securities industries in Hong Kong and the mainland, securities practitioners are demanded to provide clients with services such as securities and futures trading. Their main tasks are as follows:
- Handle branch customer enquiries and comments
- Open accounts, trade orders and settle accounts for customers
- Deal with stock and futures transactions
- Participate in the marketing and promotion activities of the company
- Participate in company training on a regular basis

Working hours
About 45 hours a week

Working environment
Generally work for a securities company

Personality
- Good communication skills
- Attention to details
- Be logical

Promotion and Reference Salary
Sales Officer Trainee
Approximately $12,000 or above
Sales Officer
Approximately $13,000 or above
Senior Sales Officer
Approximately $16,500 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- Level 2 or equivalent or above in five subjects (including Chinese and English Languages and Mathematics) in the Hong Kong Diploma of Secondary Education Examination (HKDSEE) , or above
- A good command of Cantonese, English and Mandarin
- Passed the licensing examination of Volumes 1, 7 and 8 required to qualify as securities and futures practitioners
- A holder of category I and category II licences of the Securities and Futures Commission
Note: Generally securities firms provide on-the-job training to help them obtain professional qualifications.
Example of related training and courses
Bachelor Degree
- UOW College Hong Kong – Bachelor of Business Administration (Honours) in Finance
- The Chinese University of Hong Kong – Bachelor of Business Administration
Related licence
Trader
Duties
Financial markets are changing, and traders need to keep abreast of market conditions to get the latest market information. Traders are mainly responsible for transactions in the market, including stocks, futures and foreign exchange, and the following are their main tasks:
- Proces and execute orders for securities, stock options and futures in local / foreign markets
- Assist to finish daily trade report and record
- Answer customer queries and requests
- Monitor customers’ trading activities, and conduct risk assessment and control
- Provide technical support for customers on electronic trading systems

Working hours
About 45 hours a week, work in shifts

Working environment
Generally work in an investment bank or securities firm

Personality
- Good time management
- Attention to details
- Be logical

Promotion and Reference Salary
Trader
Approximately $11,000 or above
Senior Trader
Approximately $16,000 or above
Department Manager
Approximately $30,000 or above
Note: The reference salary and the promotion salary may vary according to the company, experience and ability.
Entry requirements
- A holder of Higher Diploma / Associate Degree / registered Post-secondary College Diploma or above from a Hong Kong institution of Higher Education
- A good command of Cantonese, English and Mandarin.
- Passed the licensing examination of Volumes 1, 7 and 8 required to qualify as securities and futures practitioners
- A holder of category I and category II licences of the Securities and Futures Commission
- Experience in Trading System MT4 is a priority
Example of related training and courses
Bachelor Degree
- UOW College Hong Kong – Bachelor of Business Administration (Honours) in Finance
- The Chinese University of Hong Kong – Bachelor of Business Administration
Related licence